FP&A Senior Specialist- Lending

ABOUT NU Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services. Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability. Visit our Institutional Page https://www.nu.com/2026-en ABOUT THE ROLE Our Financial Planning & Analysis (FP&A) team's challenge is to help Nubank make better financial decisions. Our mission is to understand the company's performance from a financial perspective by analyzing past results and creating future projections. Broadly, our team is subdivided into FP&A Horizontals, FP&A Markets, FP&A Global Products, FP&A Efficiency, and Procurement. YOU’LL BE RESPONSIBLE FOR - Analyzing, explaining, and projecting the financial aspects of products related to the Lending Business Unit. - Improving FP&A processes to generate insights and provide clarity in financial statements, always thinking in a scalable way and using reliable data. - Understanding and analyzing the impact of product-related decisions on a Business Unit's (BU) financial results. - Automating reports by connecting them to databases from different sources. - Building, updating, and reviewing financial models and simulators. - Preparing and presenting executive materials with financial results to the Business Unit and the Board of Directors. WHAT WE'RE LOOKING FOR SOMEONE WHO HAS - Bachelor's degree - Experience in financial forecasting and analysis (P&L, Balance Sheet, and Cash Flow). - Solid knowledge of financial modeling. - a strong analytical ability to manage and evaluate complex data. - Eager to learn and adapts easily to change. - Strong communication skills to proactively interact with various business partners and stakeholders (Product, Finance, Markets). - Advanced knowledge of Excel / Google Sheets. - Proficient in English. - Knowledge of programming languages (Scala, SQL, and Python) as a plus. - Preference for candidates with previous experience in Credit (other Banks or Fintechs.) WORK SETUP Location Sao Paulo, Brazil Work model Hybrid Office requirement 2 days per week at the office. OUR BENEFITS - Chance of earning equity at Nubank - Food/ Meal Card (Vale-Refeição and/or Vale Alimentação) - Public Transportation Commuting Benefit (Vale-Transporte) - NuCare – Psychological, Financial and Legal Assistance Program - Life Insurance - Medical Plan - Dental Plan - NuLanguage – Language Course Program - Nucleo - Our learning platform of courses - Extended Parental Leave - Daycare Allowance - Parental Consultancy - Work-from-home Allowance - Gym Partnerships - 30 days of paid vacation - Relocation Assistance Package, if applicable Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers. To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here https://script.google.com/a/macros/nubank.com.br/s/AKfycbwvrewE58oGSbRWIVv8CyCWN68GLxpPVsfYYXv-ZHg94QFsTJmi82rF1x0yt-OTs2W0DQ/exec